Our Kentucky workers' compensation lawyers are here to represent you if you are injured in a workplace accident. We will fight tirelessly to get you the compensation you deserve. Call today for a no-cost strategy session with our team!
Bowling Green Rideshare Accident Attorneys
Count On Us After a Bad Uber or Lyft Accident
No one works harder than a Kentuckian. That’s why after being hurt in an Uber or Lyft accident, you should count on Kentucky Injury Law Center to fight for you. Our team of Kentucky rideshare accident lawyers knows what it takes to stand up to major corporations and insurance companies because that’s what we’ve been doing for years.
Tell us your story today. Call (270) 423-0023 and schedule a no-cost strategy session.
What Happens If Your Uber Driver Gets into an Accident?
As a rideshare passenger in an Uber or Lyft, you have no control over the safety of your ride. What happens then if your rideshare driver gets into a crash that causes you to suffer a serious injury? Is Uber or Lyft ultimately responsible for your driver’s negligence? In most cases, the answer is actually ‘yes.’
Both Uber and Lyft use closely similar insurance coverage policies for their rideshare services. The amount of coverage provided through these policies depends on what the rideshare driver was doing before the accident.
Uber’s insurance policy* is divided into these three coverage sections:
- No passenger: When the Uber driver has no passenger and is not looking to pick one up, Uber takes no responsibility for their actions. If a car accident happens, then that driver’s insurance policy will apply.
- Looking for passenger: Once an Uber driver marks that they are looking for a passenger, Uber provides some automobile liability coverage if the driver’s policy does not apply or does not provide enough coverage for all of the damages. At this stage, Uber’s policy provides $50,000 for bodily injury liability per person, $100,000 per accident, and $25,000 for property damage liability per accident.
- Passenger accepted: If an Uber driver has accepted a passenger, whether they are in the car or the driver is en route to pick them up, Uber’s policy coverage increases. In this stage, the coverage includes up to $1,000,000 in third-party liability coverage for bodily injuries and property damage, uninsured/underinsured motorist bodily injury coverage, and comprehensive and collision coverage for physical property damage with a $1,000 deductible.
(* Lyft has a strikingly similar rideshare insurance policy and a difference in the deductible amount.)
How Long Does It Take for Uber to Investigate an Accident?
Insurance coverage from Uber or Lyft after being hurt in a rideshare vehicle or hit by one does not guarantee you will get that coverage. Both companies will investigate the accident to determine if they think they owe anything to the injured parties. Uber promises to investigate a crash and decide if damages should be paid to injured parties within 3 business days of the accident, but Lyft has not clearly outlined its investigation policy.
In either situation, the truth is that you should expect some sort of complication or resistance from the rideshare company. Both corporations are naturally looking to make a profit, which means minimizing expenditures where they can. To cut costs, they are incentivized to deny, delay, or undervalue claims after one of their drivers gets into a crash.
What If a Rideshare Driver Hits Your Car?
Whether you are inside a rideshare vehicle during an accident or in your own car, both Uber and Lyft still provide the same insurance policies. For example, if the rideshare driver had no one in their vehicle and was not looking for a passenger at the time, then you would have to file a car accident claim against them as you would in any other situation. But if the rideshare driver had a passenger in their car, then you would be able to file against the larger policy with the $1,000,000 damage limit.
Leave the Details Up to Us – Call Now
Fighting with Uber or Lyft after a rideshare accident in Kentucky is not something you are going to want to do – or that you should do alone. Rely on the experience, know-how, and tenacity of our Bowling Green rideshare accident lawyers from Kentucky Injury Law Center to represent you. We will swing away to reach the best possible outcome for your case that secures the most damages for you.
Find out more about your options after a rideshare accident by calling (270) 423-0023 now.
Case Results
Your Success Is Our Success-
Injured Delivery Person
It started with a call –someone had slammed into the back of our client’s car while the client was on the job. The other driver had tried to pass our client over a solid yellow line because he didn’t see that she was turning. Our client had neck surgery and didn’t know what to do.
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Workers' Compensation for a Police Officer $150,000
Our client was a 30 year veteran for law enforcement officer whose career ended after a tragic shooting. The officer had worked his way up the chain of command, starting as a patrol officer and ending as a Lieutenant.
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Workers' Compensation Settlement $130,000
J.D. approached Kentucky Injury Law Center after the insurance denied his claim. JD had previously undergone back surgery but had fully recovered from that surgery when he injured his back while working for his new employer.
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Settlement for Utility Lineman Falling on the Job $100,000
N.W. suffered serious injuries after falling from 20 feet working as a utility lineman. The insurance company paid for N.W.’s medical bills and paid him TTD income benefits when N.W. was released from work, the insurance carrier sent him a settlement offer for $20,000.00 to settle his work compensation claim.
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Severed Thumb on the Job Settlement $70,000
Like many injured workers, J.H. thought his employer would take care of him after injury severing part of his thumb while helping the employer is a secondary business. The employer tried to claim that J.H. was not an employee of the secondary business and the insurance company denied giving J.H. any income or medical benefits.
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Workers' Compensation for Traumatic Brain Injury $350,000
J.P. had been a hard worker all his life. He had worked at his employer for over 26 years, rarely missing a day. However, it only took one day for his life to change when a compressed coil spring got loose and struck him in the head, causing to fall and injure his back as well. J.P. suffered both a traumatic brain injury and traumatic back injury requiring several surgeries.
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Settlement for Hydraulic Equipment Injury $150,000
K.G. injured his neck while working on hydraulic equipment. Initially, the insurance carrier argued that his neck condition was a degenerative condition and that it was not responsible for paying for any medical treatment.
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Accident in Company Truck Settlement $150,000
J.W. had worked as a truck driver for over 10 years when he was involved in an accident while driving. J.W. thought he would be ok and did not seek immediate attention; however, that turned out not to be the case. He sought medical treatment and even though the insurance carrier paid for some of the medical treatment, it quickly paid its own doctor to state all of J.W.’s symptoms were not related to the accident.
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Shoulder Injury Settlement $150,000
A.M. was an employee of a government agency in Louisville. He injured his shoulder at work and was not sure what the next steps were to take as he did not think he could return to his old job.
