Workers' Comp Claims in Kentucky
Have you been injured at work? Or while performing a job-related task? At Kentucky Injury Law Center, our Blowing Green worker’s compensation attorneys have dedicated our practice to helping everyday Kentuckians navigate the complicated workers’ compensation system in order to receive just compensation for the injuries and other damages they’ve suffered. If you or someone you care about has been hurt in a work-related accident, let’s work together to get you back on your feet.
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Even though workers’ comp was created to streamline the post-injury process, some employers and their insurance companies have been known to try and minimize or altogether refuse the amount of benefits they pay to those who have been injured. A lawyer can ensure that you receive enough funds to cover all your expenses should you encounter any push back for requesting benefits.
A lawyer can also help you:
- Understand your legal rights
- Receive the proper medical care from a physician of your choosing
- Submit workers’ comp claim paperwork correctly and on time
- Keep track of your claim’s status
- Appeal a denied claim
Workers’ compensation is a type of no-fault insurance that makes it simple and straightforward for injured workers to receive medical care and other benefits without having to prove their employer was negligent.
Though the benefits are possible to obtain with relative ease, at least in theory, workers do face some limitations under the workers’ compensation system.
Receiving workers’ compensation limits Kentucky employees in the following ways:
- Monetary rewards only cover a percentage of lost wages and approved medical costs
- You cannot receive compensation for pain and suffering
- You cannot sue your employer, even if their negligence or wrongdoing caused your injury
- You may have to choose from a pool of medical providers selected by your employer
Kentucky Workers’ Comp Law
According to KRS 342.630, “Any person, other than one engaged solely in agriculture, that has in this state one (1) or more employees is subject to this chapter.”
This means that virtually every employer in the state that has one or more employees is required to have workers’ comp insurance. If you are employed in Kentucky, you are almost definitely covered.
If you are eligible to receive workers’ comp after an accident, you will receive compensation that will pay for your medical bills as well as help you recover some of your lost income if you had to take time off work. Additional benefits may be awarded as well based on the circumstances.
The types of benefits you can receive from workers’ comp in Kentucky include:
- Medical treatment: Any medical care that is necessary to treat your injury will be covered.
- Temporary disability benefits: These benefits will be calculated based on your income if you are required to take off work for a short time in order to recover.
- Permanent disability benefits: This compensation is reserved for individuals who suffer long-term or permanent damage that keeps them from returning to work for good.
- Vocational rehabilitation: This covers any necessary rehabilitation costs, such as the need for new job training if your injuries keep you from resuming working in your previous position.
- Mileage: You may also be compensated for travel to and from doctor’s appointments.
- Death benefits: In the unfortunate event that a work accident leads to someone’s death, their family is eligible to receive compensation.