Temporary vs Permanent Disability in Kentucky
How to Receive Workers’ Comp Disability Benefits
Following an accident in the workplace or discovering a job-related illness, Kentuckians are entitled to receive workers' compensation benefits to cover their injuries. However, the process of receiving these benefits can be long and complex. If you suffer an injury that causes you to take a short period of time off work or are placed on restrictions that your employer cannot accommodate, we can help you receive the benefits you need, including compensation for permanent and temporary disability in KY.
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Understanding Your Eligibility for Disability Benefits
Depending on the severity of the work-related injury or illness, Kentucky provides disability benefits to compensate employees who must stop working for the short or long term in order to recover.
There are four types of disability benefits available in Kentucky:
- Temporary Total Disability (TTD)
- Temporary Partial Disability (TPD)
- Permanent Total Disability (PTD)
- Permanent Partial Disability (PPD)
Your doctor will determine what you can and can't do and for how long as a result of your injury. For example, you may be unable to lift heavy objects or sit for long periods of time. These can limit your ability to work as well as your earning potential. Disability benefits kick in to make up for the loss.
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Qualifying for Permanent Total Disability
If your work injury or illness results in consequences so severe that you can no longer keep your old job or get a new one, you will qualify for Permanent Total Disability (PTD). You might ask yourself questions like how much permanent disability? Your PTD compensation, just like TTD, is two-thirds of your weekly earnings or two-thirds of Kentucky's average weekly wage, whichever is lower.
If your work injury or illness results in consequences so severe that you can no longer work at your old job or any job, then you may qualify for Permanent Total Disability (PTD).
You will receive PTD until the age of 70 or until you remain disabled to work, whichever occurs first.
